![]() ![]() How do I unfreeze or unlock my credit report? You'll need to keep track of your PINs from each bureau.To give a creditor access to your report, you'll need to lift the freeze.Contacting the three credit bureaus takes substantial time and effort. ![]() You can limit fraud that could occur from identity theft.Limits creditors or potential fraudsters from opening a new account in your name.There are advantages and disadvantages to consider when freezing or locking your credit. Pros and cons of a credit freeze or credit lock Your current creditors and debt collectors.The people and institutions that can still review your credit report while it's frozen include: Who has access if I put a freeze or lock on my credit reports?Ī credit freeze limits access to your credit report, but there are a few exceptions. Keep a thief from fraudulently using existing accounts.Prevent you from renting an apartment, applying for a job or purchasing insurance.Keep you from getting your free annual credit report.Here are some other things they don't do: TransUnion ® has a service for a monthly fee, with the ability to lock both your TransUnion ® and Equifax ® reports.ĭoes a credit freeze or lock affect my credit score?Ī credit freeze and a credit lock do not affect your credit score.Equifax ® offers a free lock & alert service.Experian ® offers credit locking as part of its CreditWorks ℠ Premium subscription service.Locking your report with Experian ®, Equifax ® and TransUnion ® The three major credit reporting bureaus have online services you can navigate to lock your account. For TransUnion ®, you'll need to create a free account online or by using the myTransUnion app.From there, you can submit or manage a credit freeze. To submit a credit freeze on Equifax ®, you'll need to create a myEquifax account.If you're submitting a credit freeze for yourself on Experian ®, you can submit this form.Just because you freeze your report with one bureau does not mean the other two major bureaus will follow suit you must make individual requests. Make sure you contact each of these bureaus separately. Freezing your report with Experian ®, Equifax ® and TransUnion ® If you're working with Experian ®, they will provide you with a PIN or password that you will need to unfreeze your credit.Īccording to Experian ®, by law, credit bureaus must activate a credit freeze within 24 hours of receiving a request online or by phone, and they must unfreeze it within one hour of that request. To freeze your credit with any bureau, you'll need to provide your full name, address, date of birth, Social Security number and possibly other personal information. The quickest and easiest way to freeze your credit report is either online or by phone, but you can also contact each bureau by mail. To place a freeze on your credit report, you'll need to contact each of the three major credit reporting bureaus - Experian ®, Equifax ® and TransUnion ® - individually. Other times, you may want to prevent potential fraud from happening, such as identity theft, and choose to proactively lock your report. Sometimes you already know or suspect a breach has happened, and the freeze or lock may be in response to that. A credit lock is good for the same reasons but might be a better option if you think you'll be looking for a credit card or loan soon.Ĭredit locks can also be used as a preventative measure. Keep in mind that initiating a credit freeze means that you are unable to open a new credit card account or a loan. The main reason you would freeze or lock your report is if you're concerned that your personal data has been compromised. When should I consider freezing or locking my credit report? Credit freezes are usually free and may provide additional legal coverage that a lock does not. Credit lock services may carry a monthly fee or be packaged with other identity monitoring services. Difference between credit freeze and credit lockĬredit freezes and credit locks are similar, and in both cases are used to restrict access to your credit by protecting it from scammers, credit fraud and identity theft. Here's an in-depth look at how to put a freeze or lock on your credit report and when you might want to unfreeze or unlock it. If a creditor cannot access your credit report because of a freeze or lock, you likely will not be able to open a new account. Keep in mind if you're looking to open a new account, most creditors need to review your credit report before approving or denying your request. ![]() A credit lock, also known as a security lock, has the same outcome as a credit freeze but the process is a bit faster. It may also keep scammers from using your credit report to open new accounts. A credit report freeze, also known as credit freeze, allows you to limit access to your credit report from lenders.
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![]() ![]() Please save all packaging materials and damaged goods before filing a claim. If you received your order damaged, please contact the shipment carrier to file a claim. S is not liable for any products damaged or lost during shipping. All fees imposed during or after shipping are the responsibility of the customer (tariffs, taxes, etc.). ![]() is not responsible for any customs and taxes applied to your order. The tracking number will be active within 24 hours. You will receive a Shipment Confirmation email once your order has shipped containing your tracking number(s). Your order will be shipped out by shipping carriers such as USPS, UPS, or FedEx. Delivery delays can occasionally occur. Shipping charges for your order will be calculated and displayed at checkout. If there will be a significant delay in the shipment of your order, we will contact you via email or telephone. Please allow additional days in transit for delivery. If we are experiencing a high volume of orders, shipments may be delayed by a few days. Orders are not shipped or delivered on weekends or holidays. Please be advised that marketplace (dropshipping), heavy (35 lbs and over), and oversized (furniture or equipment) items are not eligible for free shipping.Īll orders are processed within 1-3 business days. Marketplace orders may take 1-3 weeks to be delivered. For Wholesale members, free shipping is available on orders over $2000. offers free domestic shipping on orders over $100. The following are the terms and conditions that constitute our Shipping Policy. To reflect the policies of the shipping companies we use, all weights will be rounded up to the next full pound.Thank you for visiting and shopping at S. The weight of any such item can be found on its detail page. Please also note that the shipping rates for many items we sell are weight-based. Depending on the shipping provider you choose, shipping date estimates may appear on the shipping quotes page. When you place an order, we will estimate shipping and delivery dates for you based on the availability of your items and the shipping options you choose. Note that there are restrictions on some products, and some products cannot be shipped to international destinations. We can ship to virtually any address in the world. We'll notify you via e-mail of your refund once we've received and processed the returned item. If you need to return an item, simply login to your account, view the order using the 'Complete Orders' link under the My Account menu and click the Return Item(s) button. This time period includes the transit time for us to receive your return from the shipper (5 to 10 business days), the time it takes us to process your return once we receive it (3 to 5 business days), and the time it takes your bank to process our refund request (5 to 10 business days). You should expect to receive your refund within four weeks of giving your package to the return shipper, however, in many cases you will receive a refund more quickly. We'll also pay the return shipping costs if the return is a result of our error (you received an incorrect or defective item, etc.). You may return most new, unopened items within 30 days of delivery for a full refund. Item: Kiara Sky Dip Powder - D408 CHATTERBOX 1oz This nail powder is available in 142 colors that matches with Kiara Sky gel and nail lacquer. ![]() Our Kiara Sky Dip Powder contains complex bonds that keep it from chipping, discoloring and lifting. This dip powder nail polish is formulated without harsh chemicals and with added vitamins and calcium to strengthen natural nails. Get stronger, lightweight and natural long-lasting nails with our easy-to-use dip in powder nails and dip essentials that don’t damage the nail bed. Introducing the newest addition to the Kiara Sky Professional Nails product line, Kiara Sky Dip Powder. Kiara Sky Dip Powder - D408 CHATTERBOX 1oz Lastly, apply Vitamin oil to keep your nails stronger with added vitamin! Apply Top Coat and let air dry for at least two minutes before adding a second layer of Top Coat for optimal shine.ĩ. Buff and shape, have the client wash her hands, apply one more layer of seal protect, and wipe the nail clean.Ĩ. Apply Base again and let air dry completely.ħ. Apply Base to the whole nail and immediately dip into Clear powder. Immediately dip into desired Kiara Sky color dip powder. Apply Bond to the whole nail and then Base to three quarters of the nail.Ĥ. You will Need: Kiara Sky Liquid Treatments 0.5 oz or 2 oz Refill: Bond, Base, Top, Seal Protect and Vitamin oil.ġ.
![]() For example, you can use coupons or buy in bulk from a wholesale club like BJ’s, Costco, or Sam’s Club to lower the average cost of food. ![]() If you’re spending more than this on food every month, you should reconsider your grocery shopping strategy and look for ways to cut back.Ĭhances are there are some small things you can do to reduce your food bills. Food Costsįood is expensive, but you have to eat to live! Most people typically allocate roughly 10% of their money to their food budget. This includes rent or mortgage payments, property taxes, homeowners insurance, mortgage insurance (if you can’t afford a 20% down payment), renters insurance, utilities, and maintenance and repairs. The general rule of thumb is that housing shouldn’t take up more than 30% of your gross earnings, or what you make before taxes. So in some cases, you may feel justified in spending more money on housing, especially if you have a decent job that pays well. You should feel safe, comfortable, and happy where you live. If you overspend on your first apartment, you could fall into debt trying to make monthly payments, setting you back years financially.Īt the same time, housing is important. And eventually, you might even wind up buying a house. After that, you may buy a condo or apartment. Ideally, there should be a progression where your first apartment sets you up to move to a nicer apartment. It’s important to be selective about where you live if you want to keep your costs down. It’s a basic necessity and chances are it’s your highest monthly cost. Unless you have the luxury of living in an inherited home or with your parents, you have to pay for housing. Let’s take a closer look at these top spending categories. Transportation is the average person’s next highest expense at an average monthly cost of around $800 (roughly 15% of the average household income). Annually, that amounts to about $61,000.īy far, housing is the most expensive cost for most people, with an average cost of around $1,647 a month (around 32% of a typical family’s income). Bureau of Labor Statistics (BLS), the average American household spends about $5,100 each month. In This Article How Much an Average American SpendsĪccording to a recent Consumer Expenditure Survey from the U.S. ![]() We’ll also examine the most significant factors contributing to your monthly spending amount. This article explores the average monthly expenses for a single person. What you can do is compare your monthly expenses with that of the average American, which can help you understand where your money is going and if you’re on track. Your location, lifestyle, job, and family size have a profound impact on your monthly expenses.Īs such, it can be challenging to see how you stack up against others-especially when it comes to monthly budgeting. Everybody has a unique financial situation. ![]() 1 hit “American Pie,” which refers to Februas “the day the music died. HARROWING images show the aftermath of the tragic plane crash that killed rock-and-roll icon Buddy Holly 64 years ago today. The Big Bopper Richardson were killed in a plane crash on February 3. Singer Don McLean memorialized Holly, Valens and Richardson in the 1972 No. The Surf Ballroom and the Iowa field where Buddy Holly, Ritchie Valens and J.P. Richardson were famously killed in a plane crash on Feb. Valens was posthumously inducted into the Rock and Roll Hall of Fame in 2001. In 1987, Valens’ life was portrayed in the movie La Bamba, and the title song, performed by Los Lobos, became a No. The third crash victim was Ritchie Valens, born Richard Valenzuela in a suburb of Los Angeles, who was only 17 when the plane went down but had already scored hits with “Come On, Let’s Go,” “Donna” and “La Bamba,” an upbeat number based on a traditional Mexican wedding song (though Valens barely spoke Spanish). He developed a stage show based on his radio persona, “The Big Bopper.” Richardson’s most famous recording was the rockabilly “Chantilly Lace,” which made the Top 10. “The Big Bopper” Richardson, 28, started out as a disk jockey in Texas and later began writing songs. In the dark, early hours of 3 February 1959, a small nondescript plane, battered by wind and snow, crashed. Following their concert in Clear Lake on February 2, 1959, the 3 stars perished. By the mid-1950s, Holly and his band had a regular radio show and toured internationally, playing hits like “Peggy Sue,” “Oh, Boy!,” “Maybe Baby” and “Early in the Morning.” Holly wrote all his own songs, many of which were released after his death and influenced such artists as Bob Dylan and Paul McCartney.Īnother crash victim, J.P. On 3rd Feb 1959, 22-year-old Buddy Holly, the Big Bopper, and Ritchie Valens, aged 17, died in a plane crash shortly after takeoff from Clear Lake, Iowa. The Big Bopper, Ritchie Valens, and Buddy Holly. Buddy Holly, Ritchie Valens & Big Bopper Crash Site Memorial Gallery. Holly, born Charles Holley in Lubbock, Texas, and just 22 when he died, began singing country music with high school friends before switching to rock and roll after opening for various performers, including Elvis Presley. However, Richardson, who had the flu, convinced Holly’s band member Waylon Jennings to give up his seat, and Ritchie Valens won a coin toss for another seat on the plane. ![]() READ MORE: The Day the Music Died: Rock's Great TragedyĪfter mechanical difficulties with the tour bus, Holly had chartered a plane for his band to fly between stops on the Winter Dance Party Tour. Holly and his band, the Crickets, had just scored a No. Investigators blamed the crash on bad weather and pilot error. “The Big Bopper” Richardson are killed when their chartered Beechcraft Bonanza plane crashes in Iowa a few minutes after takeoff from Mason City on a flight headed for Moorhead, Minnesota. Rising American rock stars Buddy Holly, Ritchie Valens and J.P. ![]() Avoid the “huh” moment and take the time to map out their role at your company now. Sure, your employee knows what their job title is, but are you crystal clear with them on what they should be doing week to week + what tasks they have ownership over? Leaving the waters murky is a surefire way to make sure things get lost in between the cracks and issues arise. During your weekly or monthly team check-in (or however often they happen!) make sure there’s space for employees to voice their ideas, thoughts or potential concerns - it’s so much more helpful than you’d think. When your employees have ideas, listen to them! It can be easy to get caught up in the day-to-day just making sure tasks get done and out of the way but making time for creativity is essential for growing as a creative business owner. Sure, there are work goals that should be met, but do you know about what they’re trying to achieve in their personal life and how you might be able to help? The best managers, again, are leaders who show a genuine interest in the lives of their work family. This one makes a huge difference in overall employee rapport and happiness. Give them a chance to meet the goal, and if there’s an issue, talk it over in a meeting after the fact. While it’s nice to help guide your employees, no one wants to be a micromanager, constantly looking over an employees shoulder, making them feel like you believe they’re not capable of completing something on their plate. They just check-in on projects, give a lot of input (often) and mention ways here and there (okay, maybe daily) how things can be done better. The truth? Most people don’t realize that they’re micro managing. Even if it’s only a 20 minute phone or Zoom call, take the time to check-in, get updates on current projects, see where you could help them better do their job and go over any outstanding items on your Asana lists. Implementing a weekly check-in with your employees is so valuable and we’ve found that it makes a huge difference in both workplace satisfaction and productivity. In the mood for a few actionable tips? This one’s for you. However, like with any company, there’s always room for improvement and ways we can be better leaders in the workplace. But many of them don’t have business degrees and have never been trained to manage a team - without ever really noticing when, they just find themselves.doing it.Īnd it’s incredibly often that we find ourselves impressed with the amazing work our Printed Minters do, and how intuitive they make managing their growing teams look. Whether you’re looking to commemorate your wedding or put an interesting twist on the. Personalized Mint containers offer an unexpected way to make a special occasion even more special. ![]() Custom candy tins for businesses are great promotional giveaways. ![]() They’re makers who wanted to profit off of their ideas, parent’s who decided to start a side-hustle while home with the kiddos or a driven person who had a great idea and took the courage to run with it. Customized mints and mint containers are perfect for birthday wishes and wedding receptions. A majority of the entrepreneurs we come across are self taught. ![]() Kill all enemy teammates to win the round.Ī round-based teamplay mode awarding points to the team that survives the round. The majority of custom maps are designed for the (Xonotic) DeFrag Mod and may be impossible to finish without. Though fragging is not the objective of this mode, explosive weapons such as Devastator, Mortar, and Hagar may appear as tools to complete the obstacle course. Though there are no formal assignments of roles within a team, typically it is played with a structure of a base defender, mid-fielder, and base attacker.Ī mode focusing on the nuances of movement and physics. Map control remains as important, but co-operation within a team opens new tactical options.įind and bring the enemy flag to capture it, defend your base from the other team.Ī teamplay mode focused on capturing flags. Help your team score the most frags against the enemy team.Ī teamplay mode awarding points to a team for each frag its members scores. As there are only two players, map control and tactics have a greater importance than in regular Deathmatch. Commonly played with Xonotic Pro Mode rules set with power ups disabled as standard rules are less fair to the out-of-control player. The loose structure and simple objective of Deathmatch makes it playable on many maps and with an odd number of players.Ī two player Deathmatch. The new name was chosen to be Xonotic.A free-for-all scenario where the winner has the highest amount of points. This led the community to formally announce a fork of the game that would continue to be developed as free and open-source. This forced the developers to rewrite the game from scratch, in a proprietary CryENGINE3. As such, the game could not be closed-sourced without the permission of all contributors. Disputes over the code, which was developed under GPL, followed. This move created a big controversy and a very negative response of the Nexuiz community. Intentions to contribute back to the free version. In 2010, the two original founders decided to make a deal with a company named IllFonic to create a proprietary remake of the game, which would use the same name, Nexuiz, and the domain, without The game started in 2002 by Lee Vermeulen and Forest ‘LordHavoc’ Hale, originally named Nexuiz, to be a Darkplaces-based free multiplatform arena shooter. The XonStat system tracks a bunch of stats, including win/loss ratio, frag ratio and average accuracy. Xonotic features integrated player statistics. There are also so called mutators, that allow to slightly modify rules of each game mode. ![]() There are 16 different game modes (including the classics: deathmatch, team deathmatch and capture the flag, but including uncommon ones such as a type of football ), 16 weapons with secondary fires, 18 official maps (and a lot of unofficial maps), and a complex HUD editor that lets you tailor the HUD to your exact preference. The art is mostly futuristic, but unofficial maps exist in a variety of styles. The gameplay is very fast-paced, and includes and encourages a form of bunny hopping as well as rocket jumping (in Xonotic "laser jumping" is more common). Gameplay is also based on Quake (mainly the competitive Quake III Arena), but Xonotic adds some unique touches (for example, the rockets fired from a rocket launcher can be guided with mouse). The game runs on the Darkplaces engine, based on Quake 1's engine. Xonotic is an first-person arena shooter, forked from Nexuiz. Error creating thumbnail: /bin/bash: convert: command not found Arch: ![]() Make sure you check that the spelling, grammar and layout are all correct. Type your wording in the spaces provided.HOWEVER, please be sure to keep the texts within the boxes provided. However, by changing the fonts and font sizes, they will look much more like the sample in the picture. If you don’t have these fonts on your computer, you might find that the templates look a little weird when you first open them. I have used the fonts Mrs Eaves Petit Caps, Lovefern (and Lovefern Swashes for the glyphs at the sides of the names). I used the fonts Mrs Eaves Petit Caps, Lovefern (and Lovefern Swashes for the glyphs). You’ll also need to download these templates…. I f you’re not big on reading instructions, we’ve put together a video to show you how it’s done. ….if you would like us to print the inserts for you, CLICK HERE But you can make all sorts of changes to this design to make it personal to your wedding….Ĭhoose different colour card, a different wax stamp, replace the string for a ribbon etc.ġ x sheet of premium recycled card in Natural Ivory In this design, I’ve opted for very neutral colours, a natural jute string and a bumble bee wax stamp (one of my personal favourites). And the great thing about them is that they are super easy to make and pretty cheap too! What could be better? They can elevate a very simple design to something chic and stylish. ![]() You can use them for invitations on their own, or all a whole range of additional information from RSVP cards to Guest Information sheets and Maps. If you’re looking for a stylish, low cost way to present your invitations to your guests, vellum wraps are perfect. Easy Vellum Wrap Invitations with Wax Seal ![]() Typora now supports apps like iPic, uPic, PicGo, etc, which is able to upload your images into Imgur, Flickr, Amazon S3, Github, or other image hosting services. But if those images are hosted online, you can move or share markdown files freely without maintaining the reference between text plain and the images it used. ![]() When you move or share markdown files, those images should also be moved or shared, which brings maintenance costs. Its motivation is that, since markdown files is just plain text files, when you embed images, the markdown files does not “own” those images, but just keep a weak reference to used external image files. In newer version of Typora (≥ 0.9.9.32 on macOS or 0.9.84 on Windows / Linux), we added a “upload image” function to upload images to a cloud image storage via 3rd apps or scripts. EPERM: operation not permitted mkdir “**/upload”.: Error: API v1 is deprecated, please refer to for v2 API documentation.“Please set an image uploader in Preferences Panel before using this function.”.Upload Automatically When Insert Images.Use current filename / filepath in custom commands.Upgit (Open source & lightweight native, for Windows / Linux / macOS).Difference between PicGo.app and PicGo-Core (command line). ![]() Install PicGo-Core via node package manager (Requires NodeJS runtime).Install prebuilt binary of PicGo-Core (Linux / Windows). ![]() ![]() You can also download AndroChef Java Decompiler Free Download.īelow are some noticeable features which you will experience after Java SE Development Kit 2022 Free Download All in all, Java SE Development Kit 2022 is a highly reliable and effective application which can be used to test and run software developed by the Java programming language. It also includes Java Runtime Environment (JRE) which enables you to execute Java programs, components or applets.It also has the ability to encapsulate the related class libraries into a single JAR file.It also includes a powerful Java Development Kit (JDK) which offers a full set of features for programmers to create, run, debug and even report the Java code.Additionally, it provides the developers with comprehensive source codes and distinct APIs using Java Foundation Classes containing Swing and the Java Platform Debugger Architecture.In order to implement your applications, you are also given access to the robust Java Virtual Machine (JVM) component of JRE alongside class libraries.Other tools include a disassembler, a launcher, a debugger, a Java command-line script shell or a policy creation and management utility. Java SE Development Kit 2022 is a full-featured suite which has all the necessary tools you need in order to create apps in Java.The latest version brings new capabilities to compile, debug, and run applications that you’ve written using Java. You can also download Java SE Runtime Environment Free Download. It is an efficient application which offers a flexible environment to create software for numerous operating systems such as Microsoft Windows, Linux and Mac OS X distributions.It offers a simple and user-friendly interface with detailed information about Java applications running in a virtual machine. Java SE Development Kit 2022 is a powerful and robust application for software developers to help them easily and quickly develop and run Java apps on servers and desktops.It is a highly professional cross-platform SDK platform for the creation of both enterprise projects and open-source projects of all sizes.It is a comprehensive application which provides a wide range of advanced programming tools allowing the developers to develop and test programs written in the Java programming language and running on the JavaTM platform. It is full offline installer standalone setup of Java SE Development Kit 2022. Java SE Development Kit 2022 Free Download Latest Version. ![]() The appearance is the first for the Ragin' Cajuns under third-year head coach Matt Deggs and the first since hosting the NCAA Lafayette Regional in 2016.Louisiana makes its 17th all-time appearance in the NCAA Championships when it opens play on Friday against Big 12 regular-season champion TCU in the NCAA College Station Regional.Talent – Dave Neal (pxp) Todd Walker (analyst) Talent – Jay Walker (pxp), Brad Topham (analyst) Louisiana – LH Brandon Talley (3-3, 3.64 ERA) Olsen Field at Blue Bell Park (6,100) | College Station, Texas The losers will meet in an elimination game on Saturday at noon. The winner of Friday's contest will meet the winner of the Texas A&M-Oral Roberts matchup, on Saturday at 6 p.m. Elijah Nunez (.297-1-28, 30-32 stolen bases) and Kurtis Byrnes (.287-4-40) are part of a Horned Frogs offense which is hitting. TCU (36-20), the Big 12 Conference regular-season champion, is led at the plate by Tommy Sacco (.350-12-51) and Brayden Taylor (.314-10-44). The Ragin' Cajuns make their second all-time trip to College Station in postseason play after getting to the championship game in 2007.Īll-American candidate Carson Roccaforte, one of 11 players from the state of Texas on the roster, leads Louisiana in average (.379), home runs (16) and RBI (68). Louisiana (36-21), the Sun Belt Conference Tournament champion, returns to the NCAA postseason for the first time since 2016 when it hosted the Lafayette Regional at M.L. The game can also listen to the call of the game from Jay Walker (pxp) and Brad Topham (analyst) on KPEL-FM (96.5), the Varsity Network and the #GeauxCajuns app. The game will be streamed live on ESPN+ with Dave Neal (pxp) and Todd Walker (analyst) providing the commentary. 22-ranked TCU in the nightcap of the opening day of the NCAA College Station Regional at Olsen Field at Blue Bell Park.įirst pitch is scheduled for 7:06 p.m. COLLEGE STATION, Texas – The Louisiana Ragin' Cajuns Baseball team makes its 17 th appearance in the NCAA postseason on Friday when it faces No. |